As I write this, there are about 30 days left in the year, which by any stretch of the imagination will be gone in a blink. This leaves you wondering what is your main plan or main focus for 2024 going to be? You may be part of the group that is still trying to do everything they can each month just to stay alive, But that cannot be your only focus. Major shifts are coming for us all in 2024, and you need to figure out what you are going to do to take advantage of them. My two main focuses for 2024 are to support as many companies in their journey to the web for their Encompass platform and to focus on helping build a retail lending presence in southern New Jersey / Pennsylvania, stretching east and south from Philadelphia to Long Beach Island.

The journey to the web for the Encompass®️ platform has already started and will be fully completed by the end of 2024. Too many companies are not focusing on the changes that they could have been making throughout this year, but the ones who have made adjustments are already reaping the rewards. The best way to help others with this journey is to provide consistent information as well as a space to find what they missed, as well as critical steps to support them as they catch up. I have created this over at Mortgage.Community and look forward to seeing how many we can actually help. I had a similar moment in 2021 when I helped several thousand people across the country become familiar with the new 1003 - URLA. I expect this will be a similar “lightning in a bottle” moment, and I look forward to helping as many people as possible. 

I originally entered the mortgage banking space as a retail loan processor in 1993. Over the following 20 years, I built up a very loyal following of borrowers and mostly successful businesses, helping borrowers across the eastern part of the country with their home financing. The good news for me is that there are a couple of opportunities to reignite that success without interfering with the work that we are doing at Mortgage Workflow Partners. I look forward to getting back to my roots and not only helping borrowers indirectly through the work that I do at Mortgage Workflow Partners but also helping borrowers directly through retail lending operations. It should be an extraordinarily exciting time in 2024. 

The whole point of this post is to remind you that there is always time for planning each and every day. Just because you’re working hard doesn’t mean you can’t look up and make sure you’re headed in the right direction. Do not wait until 2024 to figure out what you will be doing because, by then, it may be too late. Figure out what your main focus for 2024 needs to be, especially if there is more than one thing. I look forward to your success.